CREDIT ADMINISTRATION

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Mortgage

Are you planning to buy a property but your available savings are not enough? The best solution is to cover the difference with mortgage. Mortgage is the general term for all loans for purchasing property including construction loans, mortgages with reduced interest, loans for extension, reconstruction and renovation mortgages.

There are also Hungarian Forint (HUF) based mortgages with interest rate support combined with state support for purchasing both second-hand and newly built properties. The conditions of the mortgages with interest support are somewhat different from the general conditions. Our expert can inform you about this.

Several factors can influence the amount of the mortgage (in addition to your requirements), among others some legal regulations.

Our expert will consider all these factors when the mortgage type is selected or recommended to our clients to make sure you can find the best solution for you long term. The complete process of the mortgage is free of charge.

Thanks to the unique contract we have with most of the banks you can not only get a professional arrangement and service free of charge but also interest rate reductions that clients ‚from the street‘ would not get automatically.

Information provided before mortage is taken

Taking mortgage is always a serious decision.

You should consider what costs the monthly repayment of the loan will mean to you and your family now and in the future. You should always calculate with a possible increase of the interest rate (if possible, consult your loan consultant) so that an increased interest rate does not mean a heavy burden either.

Please, before you take the mortgage, read our information leaflet. Take your time as the mortgage may influence your life for years. Before your final decision consult an official expert.